CBT Branch Closure

Our Downtown Waterloo branch will close early at 4:00 pm on Friday, June 5th for the My Waterloo Days parade and will resume with regular Saturday business hours on June 6th. If you require in-person assistance, our other branch offices will remain open until 5:00 pm.


FDIC-Insured - Backed by the full faith and credit of the U.S. Government

New Bonus
for You &
Your Friends.

Your Banking is Blooming

Brand-new MAXX Checking® and Refer-a-Friend promotions through June 30!

Learn More

Banking Made Simple

Focus on what matters most with our convenient, easy-to-use banking services. Staying on top of your finances as never been easier.

Discover More

Local Banking Solutions
Built with You in Mind

Manage your money safely and easily with CBT, offering personalized options, responsive service, and knowledgeable employees to support you.

Open an Account Today!

Mobile Banking Made Easy!

CBT's Personal Mobile Banking app goes everywhere you go so you can access your account information anytime, anywhere.

  • iOS
  • Android

  • Free Credit Score Access

    Monitor your credit score for free 24/7. Receive daily credit alerts, monthly credit reports, and tips for improving or maintaining your score.

    Free Credit Score Access

  • Pay Bills

    Schedule one-time or automatic recurring payments, bill reminders, and more.

    Pay Bills

  • Mobile Deposits

    Deposit checks into your account using your smartphone at no charge.

    Mobile Deposits

  • People You Can Bank On:
    Latest News & Updates

    CBT was recognized as a 2025 Employer of Choice by the Waterloo-Cedar Falls Courier.

    Read Article
    People You Can Bank On: <br> Latest News & Updates

  • Borrow Money with Your Home

    A CBT Home Equity Line of Credit offers you flexibility to borrow money as you need it using the equity in your home.

    Learn More
    Borrow Money with Your Home

  • Prepare for the Future with Confidence

    We understand that there is no cookie cutter solution for building your financial future. That's why we've built a comprehensive and fully-integrated suite of wealth-building services to help you bring your financial vision to reality.

    Learn More
    Prepare for the Future with Confidence

About Us

At CBT, we believe our clients’ success is our business. We work alongside our clients to understand their goals, provide creative solutions and serve as a strategic partner. But don’t just take our word for it. Here’s what one of our valued clients had to say about their relationship with us:


  • We're a small business, but they treated us like we're the most important people in the world. They didn't come in to sell us something. They came in to ask what we needed. - Dennis Clark, CPO, Founder & President, Clark & Associates