Checking Accounts

Community Bank & Trust makes managing your money even easier. Personalized options, responsive service and knowledgeable employees guarantee you've found a better way to bank. With a variety of checking account options, you have the freedom to choose an account that fits both your lifestyle and your financial needs. 

Download Community Bank & Trust's Mobile App, TouchBanking.

Refer a friend to open a new account and receive a bonus!

NEW! GO Checking

Finally an account that moves as quickly as you do

Free Checking

A checking account with no minimum balance requirement or monthly service fees.

  • $100 minimum opening balance
  • No minimum balance requirement
  • No monthly maintenance charge
  • Debit card w/ first 6 ATM transactions/month free*
  • Access to Shazam's Privileged Status Network
  • Free online banking, bill pay & eStatement

*$1.50 fee applies to non-bank owned ATM transactions in excess of 6 per month

Advantage Checking

An interest bearing checking account with a low average daily balance requirement.

  • $100 minimum opening balance
  • $500 minimum balance or $750 average daily balance requirement
  • Debit card w/ first 6 ATM transactions/month free*
  • Access to Shazam's Privileged Status Network
  • Free online banking, bill pay & eStatements
  • Yields interest
  • Free safe deposit box for one year

*$1.50 fee applies to non-bank owned ATM transactions in excess of 6 per month

M@XX Checking

A free checking account that rewards clients with a market-leading rate and refunds on all other bank's ATM fees up to $20/month.

  • $50 minimum opening balance
  • No minimum balance requirement
  • No monthly service charge
  • Free debit card and first box of CBT checks
  • Free online banking, bill pay & eStatements
  • Variable interest earnings
  • Refunds up to $20 a month in other bank's ATM fees

Royal Club Checking

You'll be treated like royalty when you to become a member of our Royal Club! Join us for gatherings of Bingo, seminars and more!  Royal Club Details

  • $100 minimum opening balance
  • Debit card w/ unlimited ATM withdrawals
  • Free online banking, bill pay & eStatements
  • Free Royal Club checks
  • Yields interest
  • Free safe deposit box for one year
  • Available to those age 50+

 

Order Checks Online

Order checks online from our partner Harland Clarke. Or call toll-free at (800) 275.1053, 24 hours a day, 7 days a week.

 

Make the Simple Switch!

Use Community Bank & Trust's Switch Kit to close your old bank account and start using your new Community Bank & Trust account right away!

Go Checking ¹A rate of 3.00% Annual Percentage Yield (APY) will be paid on balances up to $10,000.  To obtain 3.00% APY account must meet all the requirements listed below. An interest rate of .10% (with an APY ranging from 3.00% to .39%) will be paid on balances of $10,000.01 and greater if account requirements are met.  Account requirements to earn premium APY include: 10 Visa Check Card point-of-sale transactions* per statement cycle with a minimum combined transaction amount totaling $100, enroll in on line banking, receive eStatements with valid email address, set up a direct deposit or auto-payment minimum of $250 cumulative per month, and download the mobile banking app. *ATM transactions do not count towards the total. A rate of .01% Annual Percentage Yield will be paid on all account balances not meeting account requirements. A $5 monthly statement fee will be assessed on all accounts receiving a monthly paper statement and may reduce earnings.  Rates effective as of 07/23/2018 and are subject to change at our discretion. Limit one GO checking or Maxx Checking account per Tax Identification Number. Fees may apply to account related services.
Member FDIC