Checking Accounts

Community Bank & Trust makes managing your money even easier. Personalized options, responsive service and knowledgeable employees guarantee you've found a better way to bank. With a variety of checking account options, you have the freedom to choose an account that fits both your lifestyle and your financial needs. 

Download Community Bank & Trust's Mobile App, TouchBanking.

 

NEW! GO Checking

Finally an account that moves as quickly as you do

Free Checking

A checking account with no minimum balance requirement or monthly service fees.

  • $100 minimum opening balance
  • No minimum balance requirement
  • No monthly maintenance charge
  • Debit card w/ first 6 ATM transactions/month free*
  • Access to Shazam's Privileged Status Network
  • Free online banking, bill pay & eStatement

*$1.50 fee applies to non-bank owned ATM transactions in excess of 6 per month

Advantage Checking

An interest bearing checking account with a low average daily balance requirement.

  • $100 minimum opening balance
  • $500 minimum balance or $750 average daily balance requirement
  • Debit card w/ first 6 ATM transactions/month free*
  • Access to Shazam's Privileged Status Network
  • Free online banking, bill pay & eStatements
  • Yields interest
  • Free safe deposit box for one year

*$1.50 fee applies to non-bank owned ATM transactions in excess of 6 per month

M@XX Checking

A free checking account that rewards clients with a market-leading rate and refunds on all other bank's ATM fees up to $20/month.

  • $50 minimum opening balance
  • No minimum balance requirement
  • No monthly service charge
  • Free debit card and first box of CBT checks
  • Free online banking, bill pay & eStatements
  • Variable interest earnings
  • Refunds up to $20 a month in other bank's ATM fees

Royal Club Checking

You'll be treated like royalty when you to become a member of our Royal Club! Join us for gatherings of Bingo, seminars and more!  Royal Club Details

  • $100 minimum opening balance
  • Debit card w/ unlimited ATM withdrawals
  • Free online banking, bill pay & eStatements
  • Free Royal Club checks
  • Yields interest
  • Free safe deposit box for one year
  • Available to those age 50+

 

Order Checks Online

Order checks online from our partner Harland Clarke. Or call toll-free at (800) 275.1053, 24 hours a day, 7 days a week.

 

Make the Simple Switch!

Use Community Bank & Trust's Switch Kit to close your old bank account and start using your new Community Bank & Trust account right away!

Go Checking ¹A rate of 3.00% Annual Percentage Yield (APY) will be paid on balances up to $10,000.  To obtain 3.00% APY account must meet all the requirements listed below. An interest rate of .10% (with an APY ranging from 3.00% to .39%) will be paid on balances of $10,000.01 and greater if account requirements are met.  Account requirements to earn premium APY include: 10 Visa Check Card point-of-sale transactions* per statement cycle with a minimum combined transaction amount totaling $100, enroll in on line banking, receive eStatements with valid email address, set up a direct deposit or auto-payment minimum of $250 cumulative per month, and download the mobile banking app. *ATM transactions do not count towards the total. A rate of .01% Annual Percentage Yield will be paid on all account balances not meeting account requirements. A $5 monthly statement fee will be assessed on all accounts receiving a monthly paper statement and may reduce earnings.  Rates effective as of 07/23/2018 and are subject to change at our discretion. Limit one GO checking or Maxx Checking account per Tax Identification Number. Fees may apply to account related services.
²$300 bonus will be credited to customer’s new GO Checking after account requirements listed above are met.  Bonus will be paid within the following statement cycle after all requirements are met.  Customer must be a new checking account client. $300 reward will be reported as miscellaneous income to IRS on 1099-MISC. Requirements must be met by 9/29/2018. Member FDIC