If You Fall Victim
If you do become a victim of identity theft, contact Community Bank & Trust immediately.
In addition, complete following four steps suggested by the Federal Trade Commission as soon as possible, and keep a record with the details of your conversations and copies of all correspondence. For more detailed information, visit the Federal Trade Commission's website by clicking here.
1. Place a fraud alert on your credit reports, and review your credit reports.
- TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790
- Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
- Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9554, Allen, TX 75013
2. Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
3. File a complaint with the Federal Trade Commission. You should also file a complaint with the Federal Trade Commission by contacting the FTC's Identity Theft Hotline. You can reach them by telephone toll-free at 1.877.IDTHEFT (438.4338); or online at the Federal Trade Commission Identity Theft Website.
4. File a report with your local police or the police in the community where the identity theft took place.