Full Service Solutions
The objective of our Wealth Management & Trust Department is to help you meet your goals to grow and preserve your wealth by assisting in the development of your personalized financial plan and estate plan. We take pride in the individualized service that is provided to our clients. When you work with our Wealth Management & Trust Department, you see familiar faces; people who live and work in your community.
Talk to us about:
- Investment Management: Developing a strategy to achieve your investment goals, balance risk and return and seek tax efficiency.
- IRA Accounts: Managing traditional, rollover or Roth IRA accounts to help you meet your retirement and estate planning needs.
- Retirement Planning: Helping you plan for your retirement years.
- Trust Services: Managing and Administering Grantor Trusts, Irrevocable Trusts, Trusts Under Will, Charitable Trusts and Special Needs Trusts.
- Estate Administration: Settling and distributing your estate with care, sensitivity and professionalism.
- Estate Planning: Working with your attorney and tax advisor to ensure that your plan is tailored to meet your personal goals.
- Custody Accounts: Safekeeping assets that you or a third party direct.
- Conservatorships: Helping to care for the financial needs of a loved one.
Preserve your wealth
Decisions on how to structure your Trust are among the most important you will make. Our team has the expertise to help you identify the best structure for your family and achieve your wealth management and wealth transfer goals. We will actively manage your assets within the context of the whole estate and conscientiously administer your Trust according to your intentions.
Transition your wealth
Passing your wealth onto the next generation is a challenging, yet rewarding process. We will be by your side to navigate these challenges and help you optimize your financial potential and minimize the effect of estate and income taxes. Our goal is to build your wealth and financial security so you can pass it to the people and organizations that are most important to you.
Build your wealth
In addition to our Trust services, our team also provides investment & wealth management services to help build your wealth. We will work with you to determine your goals, risk tolerance and preferences. From that, we will put together an investment management strategy using state-of-the-art analysis and information tools as well as a fully-vetted investment policy approach for selecting your account holdings.
The Fiduciary Advantage
As a client of the Wealth Management & Trust Department you will experience the value and power of the fiduciary relationship - a combination of regulatory and review requirements wrapped around our commitment to excellence in meeting your goals. We focus on three areas:
- Prudence - We operate under the Uniform Prudent Investor Act, which helps guide investment decisions and requires an analysis of risk versus return. Performance is measured on the performance of the entire portfolio, rather than the individual investments.
- Risk Management - We understand that risks come in many forms. We regularly assess any and all risk factors that affect your portfolio, and make adjustments as warranted.
- Loyalty - Our goal, as a financial services organization and a member of the community, is to establish broad and meaningful relationships with our clients. We understand this happens over time, by putting clients first and delivering on our commitments.
Preserve your wealth and enjoy life the way you've always dreamed of. Get there...with people you can bank on.®
Call us at 319.291.2000 to learn more.